Insurance products

Products

Insurance products

Our insurance products are optional, but they're the perfect complement to Elastys loans because:

cover is effective from the moment you take out the loan
the premiums are included with the instalment amount
they stay in force for the whole duration of the loan

Death/Disability Policy

this policy covers unforeseen events affecting the health of the person responsible for the loan: if a misfortune makes it impossible to repay Crédit Lift, the loan is paid off by the insurance company instead.

See the General Conditions of Insurance

Indemnity Policy

This covers stays in hospital for surgery resulting from disease or accident: cash compensation (an indemnity) is paid in each case, calculated on the severity of the treatment needed; in addition, the policy covers ambulance transport and the costs of sending a doctor for emergencies. It is available in two versions, Base and Plus (with higher indemnities), and can be extended to cover the whole household.

See the General Conditions of Insurance

Per Diem Policy
This pays out a cash sum for each day spent in hospital or in a plaster cast following disease or accident, as well as covering other major medical/health costs; it can be extended to cover the whole household.

See the General Conditions of Insurance

Household Third-party Policy

This covers injury to third parties or workers in or outside the home caused by any member of your household (including dogs), as well as legal expenses for related court cases and the cost of all domestic emergency repairs: water, locks, wiring, glazing, shutters, and household electrical appliances, etc.

See the General Conditions of Insurance